Spirit

Finance

Pay Monthly †

Interest Free Credit - Finance Example

• Minimum Spend: £4000.00
• Purchase Amount: £4000.00
• Spread over 20 instalments
• Cost per month: £200
• Total amount of credit: £4000.00
• Total charge for credit: £0.00
• Total repayable: £4000.00
• Fixed rate of interest per annum: 0%
• Representative APR: 0%

Pay Monthly *

9.9% APR - Finance Example

• Minimum Spend: £500.00
• Purchase Amount: £750.00
• Spread over 48 instalments
• Cost per month: £18.83
• Total amount of credit: £750.00
• Total charge for credit: £153.84
• Total repayable: £903.84
• Fixed rate of interest per annum: 5.1%
• Representative APR: 9.9%